She braked suddenly and hit the car in front, when the newly installed Kyanja traffic lights turned red, as she rushed to move past the junction heading straight to Nakawa. Accidents on the road vary in magnitude, some minor others major. Once you are involved in an accident, it could ruin your entire day or …
a. Return on Savings negatively affecting payment for loans To mobilize funds, Banks encourage savings from the public by offering better returns in the form of interest. However, the higher the interest rates on savings, the higher the non-performing loans (NPLs). In banking, a non-performing loan is a loan (or another asset) that is in …
The financial sector was much more stable in 2019, with only five Banks reported as undercapitalized. This was mainly due to high impairment charges, the risky private-sector lending. Figure 1: Bank Capitalization While Top Finance Bank, Commercial Bank of Africa, Orient Bank, Tropical Bank, and KCB were reported undercapitalized, five Banks remained highly exposed to …
The State of Capital Adequacy of Banks in 2021 in Uganda Read More »
If you want to be a good business advisor, you must continuously exercise your brain including doing lots of reading, crossword puzzles, and of course playing chess and any other game you love. You must be curious and stay ready. My experience shows that generalists consultants are more engaging and empower the client more. Many …
Battle-hardened, decorated Army Generals always advise their upcoming colleagues that “the best commander makes sure his soldiers know the target and the strategy to win.” Wars are won and lost on the frontline. The foot soldiers are the folks who must remember and make the right calls amidst gunfire and fighting for survival. When you …
Strategy and culture need decision rights and empowerment Read More »
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