Category Banking & Insurance

Why mobile lending struggles to take off

2022 marked the the15th anniversary celebrations of the launch of M-Pesa, the ground-breaking mobile money service in Kenya. The impact of mobile money services like MTN momo, Airtel Money and M-Pesa is portrayed as success stories in deepening financial inclusion.…

Asset quality of banks in 2021

a.   Return on Savings negatively affecting payment for loans To mobilize funds, Banks encourage savings from the public by offering better returns in the form of interest. However, the higher the interest rates on savings, the higher the non-performing loans…

Management Effeciency in Banking explained

Effective management entails properly finding and capitalizing on acceptable profit possibilities while also controlling risk. Compliance with rules and regulations is critical for all sorts of businesses. It is also vital to have a solid governance structure with an impartial…