2022 marked the the15th anniversary celebrations of the launch of M-Pesa, the ground-breaking mobile money service in Kenya. The impact of mobile money services like MTN momo, Airtel Money and M-Pesa is portrayed as success stories in deepening financial inclusion.…
We currently find ourselves in a frenzy of the e-payment revolution: the payments field is dotted with players as diverse in the product as they are in approach. Everyone seems to agree only on one thing: the traditional credit card’s…
The COVID-19 pandemic created enormous headwinds for the economy as well as the financial services sector. It became clear that banks needed to respond comprehensively, and embrace change to meet the new challenges. Ugandan banks seem to have navigated the…
a. Return on Savings negatively affecting payment for loans To mobilize funds, Banks encourage savings from the public by offering better returns in the form of interest. However, the higher the interest rates on savings, the higher the non-performing loans…
Effective management entails properly finding and capitalizing on acceptable profit possibilities while also controlling risk. Compliance with rules and regulations is critical for all sorts of businesses. It is also vital to have a solid governance structure with an impartial…
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